Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107,101 7,101 7.08
HDFC Dynamic Debt Fund - Growth Option 100000 106,665 6,665 6.65
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7,101 Not Applicable Not Applicable 2,130 4,970
HDFC Dynamic Debt Fund - Growth Option 6,665 Short Term Not Applicable 1,999 4,665

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 15-04-2024
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.17 8.52 6.36 5.21 6.97 7.67 6.78
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 7.74 6.16 6.06 6.36 7.46 6.68
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 0.96 7.47 6.99 5.66 7.05 - 6.61
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.31 7.32 5.77 5.07 6.84 7.84 7.94
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.31 7.31 7.05 5.86 7.58 8.92 8.36
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.57 7.1 6.38 5.01 7.23 7.92 7.87
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.74 7.08 6.32 4.85 6.47 7.37 6.41
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.44 7.06 6.91 5.24 7.22 7.88 5.97
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 0.85 6.83 5.89 6.14 6.39 7.04 8.07
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.62 6.61 5.45 4.49 6.78 7.73 7.58
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 6.6 5.47 4.43 6.05 7.57 7.31
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.56 6.55 9.6 9.93 6.31 7.31 7.73
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 6.54 7.51 6.19 5.67 6.92 7.54
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.78 6.44 5.72 4.59 6.03 7.51 5.71
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 6.35 6.26 4.82 5.67 6.98 7.13
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.51 6.22 5.38 3.92 5.95 6.46 6.31
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.57 6.14 5.29 3.65 4.39 - 4.64
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 6.13 5.49 - - - 4.83
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.98 6.06 5.74 4.95 5.3 6.7 6.54
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.12 5.73 5.03 3.9 6.05 - 5.62
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 5.7 5.34 4.06 5.6 6.96 6.87
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.45 5.1 4.91 4.39 5.45 - 5.69