Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107,101 7,101 7.08
HDFC Dynamic Debt Fund - Growth Option 100000 106,367 6,367 6.35
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7,101 Not Applicable Not Applicable 2,130 4,970
HDFC Dynamic Debt Fund - Growth Option 6,367 Short Term Not Applicable 1,910 4,457

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 25-04-2024
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.25 7.32 6.14 5.07 7.0 7.59 6.76
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 7.24 5.99 6.05 6.44 7.42 6.69
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 0.96 6.92 6.65 5.53 7.08 - 6.58
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.31 6.85 6.81 5.8 7.57 8.84 8.35
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.31 6.73 5.63 5.1 6.88 7.82 7.94
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 0.85 6.37 5.7 6.13 6.41 6.93 8.06
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.57 6.33 6.02 4.97 7.23 7.83 7.85
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.71 6.22 5.87 4.87 6.47 7.28 6.4
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.56 6.14 9.46 9.86 6.31 7.23 7.71
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.45 6.14 6.53 5.16 7.18 7.84 5.96
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 6.06 5.42 4.37 6.09 7.52 7.3
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.78 6.03 5.62 4.54 6.09 7.44 5.7
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 6.02 7.3 6.11 5.65 6.85 7.53
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.64 5.95 5.11 4.27 6.77 7.67 7.56
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 5.93 5.44 - - - 4.79
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 5.65 6.1 4.63 5.7 6.93 7.12
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.57 5.53 4.99 3.58 4.39 - 4.61
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.09 5.51 4.89 3.8 6.06 - 5.6
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.98 5.51 5.6 4.82 5.26 6.67 6.53
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.52 5.44 5.12 3.8 5.96 6.39 6.3
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 5.08 5.15 4.02 5.63 6.87 6.86
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.4518 4.97 4.81 4.31 5.5 - 5.67