Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 105,095 5,095 5.09
HDFC Dynamic Debt Fund - Growth Option 100000 100,630 630 0.63
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 5,095 Not Applicable Not Applicable 1,528 3,566
HDFC Dynamic Debt Fund - Growth Option 630 Short Term Not Applicable 189 441

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 03-10-2022
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.56 9.22 10.61 8.73 4.95 7.56 7.89
Tata Dynamic Bond Fund- Regular Plan - Growth Option 03-09-2003 0.72 5.34 5.66 6.56 5.77 7.92 6.78
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.18 5.05 5.73 4.02 4.31 7.02 7.6
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.18 5.05 5.72 4.01 4.3 7.01 7.29
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.38 3.33 4.94 7.08 6.83 9.3 8.48
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 3.04 5.22 5.87 5.89 - 6.59
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.9 2.88 3.46 4.59 5.57 6.97 6.55
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.98 2.88 2.91 4.16 5.76 6.75 6.26
ITI Dynamic Bond Fund - Regular Plan - Growth Option 05-07-2021 1.2 2.77 - - - - 3.37
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.64 2.5 3.31 5.42 6.13 7.55 5.85
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.73 2.49 3.59 5.36 5.75 - 6.28
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 1.81 4.13 4.28 - - 5.68
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.61 1.62 2.49 4.74 5.66 7.49 5.64
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.57 1.4 2.84 4.54 5.65 7.34 7.47
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.29 1.19 3.51 5.65 6.72 8.13 8.04
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.14 0.87 2.69 5.23 5.96 7.58 6.68
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 0.83 1.84 3.89 4.54 7.15 6.92
IDBI Dynamic Bond Fund Growth 21-02-2012 1.17 0.71 3.88 5.73 4.6 5.48 5.75
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.73 0.44 4.91 6.06 4.5 6.95 8.14
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.66 0.43 3.21 5.95 6.38 7.7 7.9
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.69 0.35 2.95 4.59 5.02 7.12 6.29
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.11 0.1 1.7 4.23 5.39 - 5.42
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 - - - - - 1.29
Baroda BNP Paribas Dynamic Bond Fund-Defunct Plan - Growth Option 01-01-2013 0.0 - - - - - 1.44
IDFC Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.62 -0.17 1.91 4.87 5.84 7.65 7.62
HSBC Flexi Debt Fund-Growth 05-10-2007 1.73 -0.18 1.77 3.53 4.57 6.39 7.28
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 -0.43 1.52 3.28 4.31 6.12 6.98
Mahindra Manulife Dynamic Bond Yojana - Regular Plan - Growth 01-08-2018 1.62 -0.72 1.51 3.02 - - 3.95
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 -1.23 1.49 4.12 4.83 6.1 6.25