Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107,101 7,101 7.08
HDFC Dynamic Debt Fund - Growth Option 100000 107,661 7,661 7.64
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7,101 Not Applicable Not Applicable 2,130 4,970
HDFC Dynamic Debt Fund - Growth Option 7,661 Short Term Not Applicable 2,298 5,363

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 22-07-2024
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.61 9.39 7.75 5.35 6.26 7.83 7.74
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.16 8.7 8.06 6.03 6.93 7.63 6.89
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 0.96 8.51 8.16 6.46 6.59 - 6.84
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.32 8.23 7.54 5.72 6.45 7.92 8.02
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 7.82 7.35 6.12 6.52 7.15 6.76
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.55 7.72 7.24 4.85 6.56 6.82 8.1
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 7.66 6.72 5.11 5.55 7.58 7.4
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 0.78 7.64 6.78 5.15 5.63 7.4 5.79
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.45 7.62 8.1 6.03 6.3 7.88 6.04
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 1.19 7.42 6.5 5.38 - - 5.37
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.31 7.42 7.81 6.18 7.19 8.55 8.38
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.23 7.41 7.24 6.63 5.34 6.82 7.59
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.71 7.26 7.81 5.6 5.81 7.2 6.46
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 1.57 7.21 6.73 4.33 4.58 - 4.93
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 01-01-2013 1.69 7.19 7.64 5.59 5.43 6.96 7.24
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 7.17 6.83 4.55 5.3 6.4 6.43
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.57 7.05 7.52 5.36 6.57 7.75 7.88
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.54 7.03 6.71 10.56 7.63 7.11 7.76
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 6.93 6.62 4.79 4.97 6.84 6.94
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 0.97 6.89 6.56 5.38 5.45 6.72 6.58
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.09 6.25 6.18 4.16 5.03 - 5.69
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 1.4518 5.87 5.79 4.56 5.07 - 5.78