Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,398 6,398 6.4
HDFC Dynamic Debt Fund - Growth Option 100000 105,938 5,938 5.94
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,398 Not Applicable Not Applicable 1,919 4,479
HDFC Dynamic Debt Fund - Growth Option 5,938 Short Term Not Applicable 1,781 4,156

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Data as on - 01-03-2021
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.49 8.75 10.56 9.31 9.9 10.19 9.01
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.66 7.04 4.63 5.16 5.94 7.74 7.75
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.64 7.04 10.78 9.63 8.69 9.24 8.36
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.66 7.03 4.62 5.15 5.93 7.73 7.46
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.21 6.96 9.7 9.26 9.11 9.11 8.6
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 6.88 1.46 2.19 4.81 7.21 7.15
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 01-03-2017 1.44 6.85 9.64 8.5 - - 6.96
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.51 6.75 2.6 4.1 5.78 - 7.1
IDBI Dynamic Bond Fund Growth 21-02-2012 1.24 6.72 7.05 7.1 5.95 - 6.15
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.64 6.39 10.72 9.39 8.98 8.97 6.09
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 6.23 8.51 7.73 7.91 8.37 7.65
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.19 6.22 9.72 9.02 8.07 8.63 7.07
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 0.74 6.1 7.52 6.9 7.05 8.11 6.85
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.76 6.04 6.63 5.47 6.48 7.51 8.34
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.67 5.85 9.91 8.97 8.56 - 8.55
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 1.07 5.83 7.16 6.78 6.88 - 6.9
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.73 5.61 9.27 8.33 - - 7.29
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 5.58 8.55 8.11 8.05 8.57 5.93
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.49 5.54 8.97 7.83 6.97 - 7.07
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.68 5.53 8.17 7.49 7.47 8.34 6.56
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 0.66 5.46 5.9 6.41 6.97 7.69 6.81
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 5.09 7.5 - - - 7.43
HSBC Flexi Debt Fund-Growth 05-10-2007 1.74 4.64 8.23 7.8 6.93 7.78 7.95
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.98 4.63 8.46 8.85 7.45 7.37 6.68
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.73 4.6 8.75 8.55 8.52 - 8.24
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 4.5 7.77 7.31 7.71 8.22 7.82
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 4.38 7.97 7.53 6.67 7.5 7.64
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.65 4.36 5.98 5.49 5.37 - 8.08
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.65 3.99 7.21 6.75 7.16 - 7.96
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.86 2.29 2.7 4.65 6.65 7.72 8.41